Tuesday, 15 July 2014

Windows Phone 8.1 and its first update could appear this week

This might be the first time an OS and patch came out simultaneously.

Windows Phone 8.1, the revision to Microsoft's mobile OS that has taken longer to manifest than Windows 8.1, might finally show up this week or next, along with its first update.

Improvements in 10GbE technology, lower pricing, and improved performance make 10GbE for the mid-market

Windows Phone 8.0 came out in October 2012. That's 20 months between major releases if 8.1 shows up this month, longer than the gap between Windows 8 and 8.1, and far, far longer than the updates between iOS and Android.

Fortunately, there's a lot to love in this point release, which is really closer to a full revision. The big addition is Cortana, the voice assistant, along with the App Framework that makes it easier for Windows 8.1 apps to be ported between a PC and phone.

Well, the news site Neowin is claiming that Windows Phone 8.1 has been done for a while, and not only will it be pushed out soon, so will the first update to the OS, called a General Distribution Release (GDR). The GDR will be relatively minor, with a small set of enhancements, such as native folder support. That will enable users to create folders of tiles by dropping a tile on top of another, something iOS and Android have had for a while.

Of course, first thing we need is WP 8.1. Microsoft has kept the release date quiet, but someone from Microsoft India tweeted that the OS could roll out in the first or second week of July. He didn't say if that's for the U.S., India (where WP is popular), or worldwide.

Given the GDR hasn't even shown up on the developer network for testing, we can only take this with a few grains of salt. If Microsoft does indeed have an update ready to go this fast, then it's more evidence of its plans to reduce the time between software updates, something CEO Satya Nadella has promised.

I just hope it does something to get WP moving. This 3% market share is pitiful, as is the lack of apps. As a WP phone owner (Samsung ATIV SE), I'm getting tired of searching for apps and coming up empty. As Beta News noted, the Windows Phone app store is a ghost town, not an encouraging sign for a platform that is solid and should be a lot more popular than it is.

I'm not clamoring to return to the iPhone, but I'm not blindly loyal, either.

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Sunday, 29 June 2014

Impact of Today’s Hardware and Software Applications in Cloud-based Environments: Part 1

As an industry, we have been looking at cloud-based technologies both from private and public structure and how best to optimize design, engineer and develop such technologies to better optimize the world of wireless and the Internet of Everything.

But one aspect that has not been discussed at length is how poorly hardware and software perform in cloud-based environments. I want to discuss some of the challenges facing the industry and some potential solutions that can help create and bring a new revolution to the world of Wide Area Networks (WAN), along with the automation of practically every human-to-human and human-to-machine interface.

Currently, there are two technologies being discussed in almost every seminar or white paper being published—software defined networking (SDN) and network function virtualization (NFV). While these vary in structure by different vendors, clearly, all of them attack certain aspects of the mobile carrier network or Tier 1 landline networks. Let me give you my two-cents on what these technologies must address:

SDN must create a more agile network with the development of an open northbound interface. This becomes an enabler for service providers (SPs) to reduce time-to-market for service introduction, reduce capex unit cost by focusing network elements (NEs) to just move traffic, and reducing opex unit cost for network services that take significant human capital cost to deliver, such as establishing protection and restoration or provisioning new connectivity services.
NFV must enable SPs to provide new services, and hence, new incremental revenue, by replacing dedicated hardware/software located on the customer premise, e.g., DVR, storage, firewall and others.

Cloud computing, on the other hand, must enable enterprises to leverage shared and scalable computing resources, hardware and software to impact their capex and opex unit costs.

The promise of such technologies has always been for

These promises are expected to deliver much better total cost of ownership (TCO) with lower opex and in essence support moving to a hardware-agnostic or independent model, offering further savings.

About a decade ago, I predicted that the battleground in the 21st century would be all about software and not hardware. Although hardware is needed, it is the role of software to optimize all five functions above using new state-of-the-art technologies such as SDN and NFV.

The problem that can become very complicated is that enterprise customers’ networks and appliances are not designed for multiple tenants, pay-for-play or on-demand services. However, SDN and NFV are fundamentally designed for such functions. That means that it is imperative for CXOs to sponsor corporate-wide programs to move into SDN and NFV, offering capabilities to drive higher revenues while competing for device replacements at the network margins from mobile access points up to wireline or Wide Area Networks.

SDN, by itself, is not really a new technology and has been in existence since 2006. It has been used to mainly improve data center performance, since the concept of big central offices with large Class 4/5 switches are pretty much obsolete in the 21st century.

But SDN has a long way to go to deliver an agile network. Today’s management of transport networks does not match the agility of the cloud-based services being deployed on them. These two have to converge to bring the transport agility into the 21st century for service delivery. Why should it take weeks and months to establish a new enterprise customer on an SP network? Why should it take weeks to provision high-speed point-to-point connectivity with specific protection requirements? SDN has yet to deliver just that.

NFV, in contrast, was introduced between 2010 and 2012 to operators in order to improve service time-to-market and network flexibility and allow a smooth transition to the cloud with significantly lower opex. In my view, the sky is the limit on NFV. For any onsite services (e.g., storage, firewall and DVR), whether today or in the future, NFV gives SPs the opportunity to deliver both consumers and enterprises major benefits, such as having a turn-key solution that lowers costs and improves quality of service (QoS).

The initial applications of SDN and NFV have changed greatly over the past few years. SDN focused mainly on cloud orchestration and networking, while NFV focused on IP-based protocols and capabilities such as DNS, DHCP, DPI, firewalls, gateways, and traffic management.

From my perspective, I believe NFV has already taken over Layer 4-7 of the SDN movement by delivering lower capex and cycle time, creating a competitive supply of innovative applications by third parties and introducing control abstractions to foster innovations that carriers need in order to compete with all over-the-top players.

Let’s also note that the new world requires openness in almost every API layer of the network from access to the core. The issue is legacy systems and processes that need to be changed in order to adapt to the new world of SDN and NFV.

Nowhere is this more critical than the mobile and Tier 1 landline carriers.

In essence, these sectors need to change all analog processes using legacy systems into digital processes, in which NFV can easily fit. That transition may take years, if not a decade, before it is fully implemented.

But the question is whether MNOs and Tier 1 carriers can wait that long to implement NFV and get the most optimized set of solutions in order to compete globally.

My guess is no, they cannot wait and stay competitive. The transition to NFV can be done more quickly, and I'm going to tell you how.

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Thursday, 5 June 2014

Sprint near deal to buy T-Mobile USA for $50 billion, reports say

Sprint has reached a deal to buy T-Mobile US for about US$50 billion, according to news reports on Wednesday.

Sprint, owned by Japan's Softbank, would pay about $40 per share for T-Mobile, The Wall Street Journal reported, citing people familiar with the matter. The deal could still fall apart, the Journal warned.
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Such a deal would combine the nation's third- and fourth-largest mobile operators, forming a larger rival to Verizon and AT&T but reducing the U.S. mobile market to just three major national carriers. Because of that change in the competitive lineup, the plan would probably face an uphill battle for regulatory approval.

If regulators rejected the plan, Sprint would have to pay T-Mobile more than $1 billion in cash and other assets, the Journal reported.

Under the proposed terms of the deal, T-Mobile parent company Deutsche Telekom would own 15 percent to 20 percent of the combined company.

Reports of a deal to combine Sprint and T-Mobile have circulated since late last year. Both carriers have struggled against much larger rivals in AT&T and Verizon, and each has only about half as many subscribers as either of the two big players. Just last year, Sprint agreed to sell 80 percent of its shares to Softbank in a deal that gave it a much-needed injection of cash to complete an elaborate network transformation.

However, the U.S. Department of Justice and Federal Communications Commission rejected an earlier attempted buyout of T-Mobile by AT&T, and since then T-Mobile has introduced plans that have helped change the way U.S. carriers sell phones and service. Some federal regulators have indicated they want the U.S. to remain a four-carrier market for just the kind of competitive pressure that an underdog like T-Mobile can put on prices and choice.

Absorbing T-Mobile would also be one more task for a very busy Sprint, which in recent years has been integrating multiple networks while phasing out others.

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Monday, 26 May 2014

Five new threats to your mobile device security

I like the IBM Edge conference because it tries to showcase how infrastructure can provide a large company with a competitive edge. While the event clearly contains content on IBM products and services, the emphasis appears to be on getting things. This year's event also offered a snapshot of how IBM is adapting to address one of the most massive changes the technology market has yet made.

Remember, the Fountain of Youth Is a Myth
Perhaps the strongest metaphor for the problem that IBM faces was the opener for the first keynote talk: A brilliant guitarist who's only 11 and has been playing for just three years. (I found that personally depressing.) An older musician soon joined him; he was able to keep up, and perhaps even outplay him, thanks to his experience.

This older musician represents IBM's potential. IBM can never again be an amazing young company, but its experience and history should let it step up and at least match any young firm. The key here is that the older musician matched the younger musician's tune and didn't try to step in with classic rock. IBM must be agile enough to play as well as the young companies entering the market to make its experience seem like an advantage.

As the youngster left the stage, and he was asked who he wanted to be like, he said he just wanted to be himself. There's the problem with the young company - it's still trying to figure out what it will be. That's a painful path that the older company has already completed. IBM knows what it is - and that's the sustaining advantage that any older company must remember. IBM's most iconic CEO, Thomas Watson Jr., said it best: To succeed, you have to be willing to change everything but who you are.

IBM Partnerships, Products Position Company Well
Perhaps IBM's most powerful and interesting move to the sale of the IBM System X group to Lenovo. This goes to the heart of the "change everything" part of the equation. System X wasn't working inside IBM. Lenovo's own server group represents an increasing threat, but it's not growing very quickly. System X brings low margin to IBM, but Lenovo is a low-margin company, so it could take this division and actually increase its margins. In short, IBM is trying to eat its cake and have it, too.

In addition, the ongoing drama between the U.S. and China on data security makes it nearly impossible for U.S. companies to sell in China and vice versa. IBM and Lenovo clearly execute better than most companies, but this issue still hampers them both. The deal surrounding the acquisition provides an answer: Lenovo can take the lead selling IBM products in China, while IBM can take the lead selling products in the parts of the U.S. where this conflict poses problems (such as the U.S. government). Neither company has ever been identified as working against its customers, and both firms' ability to assure a willing outcome should be a common competitive advantage.

That said, IBM does have another clear advantage: Watson. IBM is the only company working on artificial intelligence at enterprise scale, and Watson represents the next big step in real-time applied analytics-based decision support.

Integrated into IBM offerings, this system should significantly improve the decision accuracy of IBM executives and IBM customers as well. Watson stands out in IBM's line as a massive competitive advantage, as it turns the rest of IBM's data analytics solution into something that's nothing short of industry changing.

One IBM customer, a huge healthcare company, said its goal was an enterprise-scale solution using cloud methods and technologies. Buyers at this size need the compliance of an enterprise company and want the cost advantages of the cloud.

Everything Old Is New Again
That's what IBM presented this week - and it demonstrated that IBM's transition to a very different company continues. Once complete, IBM will have offerings such as Watson and partnerships with firms such as Lenovo that are unique, powerful and unmatched in the rapidly changing technology world.

IBM Edge 2014 provided a unique view into the future of at-scale cloud computing infrastructure and the near-term future of IBM as a company that plans to be the very best at providing what you need when you need it.

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Monday, 14 April 2014

Browser Security: Most Effective Browsers Against Socially Engineered Malware

NSS Labs recently released the results and analysis from its latest Browser Security Comparative Analysis Report, which evaluated the ability of eight leading browsers -- Apple Safari, Google Chrome, Kingsoft Liebao, Microsoft Internet Explorer, Mozilla Firefox, Opera, Qihoo 360 Safe Browser, and Sogou Explorer -- to block against socially engineered malware (SEM). The use of social engineering to distribute malware continues to account for the bulk of cyber attacks against both consumers and enterprises, thereby making a browser's ability to protect against these kinds of attacks an important criterion for personal or corporate use.

Microsoft Internet Explorer continues to outperform other browsers. With an average block rate of 99.9 percent, the highest zero-hour block rate, fastest average time to block, and highest consistency of protection over time percentages, Internet Explorer leads in all key test areas.

Google Chrome remained in the top three, but its average block rate fell significantly to 70.7 percent, down from 83.17 percent in the previous test.

Cloud-based endpoint protection (EPP) file scanning provides substantial defenses when integrated with the browser. Kingsoft Liebao browser utilizes the same cloud-based file scanning system used by Kingsoft antivirus and had the second highest overall block rate at 85.1 percent, ahead of Chrome by almost 15 percentage points.



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Google's Safe Browsing API does not provide adequate SEM protection. Apple Safari and Mozilla Firefox both utilize the Google Safe Browsing API and were the two lowest performing browsers in this latest test. Both also saw significant drops of around 6 percent in their average block rates -- Safari from 10.15 percent to 4.1 percent and Firefox from 9.92 percent to 4.2 percent.

Chinese browsers tested for the first time prove viable. This year, three browsers from China were included in testing for the first time, and Kingsoft's Liebao browser jumped ahead of Google Chrome with an overall protection rate of 85.1 percent. Sogou Explorer had the fourth highest average block rate at 60.1 percent.

Commentary: NSS Labs Research Director Randy Abrams
"Selecting a browser with robust socially engineered malware protection is one of the most critical choices consumers and enterprises can make to protect themselves. Microsoft's SmartScreen Application Reputation technology continues to provide Internet Explorer the most effective protection against socially engineered malware," said Randy Abrams, Research Director at NSS Labs. "This year NSS added three browsers from China. The Kingsoft Liebao browser displaced Chrome from second place by using a combination of URL filtering with the cloud-based file scanning technology that Kingsoft uses for their antivirus product. Sogou Explorer, another browser from China, was the only other tested browser to exceed 50 percent protection against socially engineered malware. Firefox and Safari failed to achieve five percent effectiveness and leave less technical users at considerable risk."

NSS Labs recommendations
Learn to identify social engineering attacks in order to maximize protection against SEM and other social engineering attacks.
Use caution when sharing links from friends and other trusted contacts, such as banks. Waiting just one day before clicking on a link can significantly reduce risk.
Enterprises should review current security reports when selecting a browser. Do not assume the browser market is static.

Friday, 11 April 2014

11 sure signs you've been hacked

11 sure signs you've been hacked

In today's threatscape, antivirus software provides little piece of mind. In fact, antimalware scanners on the whole are horrifically inaccurate, especially with exploits less than 24 hours old. After all, malicious hackers and malware can change their tactics at will. Swap a few bytes around, and a previously recognized malware program becomes unrecognizable.

To combat this, many antimalware programs monitor program behaviors, often called heuristics, to catch previously unrecognized malware. Other programs use virtualized environments, system monitoring, network traffic detection, and all of the above at once in order to be more accurate. And still they fail us on a regular basis.

[ Verse yourself in the 7 sneak attacks used by today's most devious hackers, 14 dirty IT security consultant tricks, 9 popular IT security practices that just don't work, and 10 crazy security tricks that do. | Learn how to secure your systems with the Web Browser Deep Dive PDF special report and Security Central newsletter, both from InfoWorld. ]

Here are 11 sure signs you've been hacked and what to do in the event of compromise. Note that in all cases, the No. 1 recommendation is to completely restore your system to a known good state before proceeding. In the early days, this meant formatting the computer and restoring all programs and data. Today, depending on your operating system, it might simply mean clicking on a Restore button. Either way, a compromised computer can never be fully trusted again. The recovery steps listed in each category below are the recommendations to follow if you don't want to do a full restore -- but again, a full restore is always a better option, risk-wise.

Sure sign of system compromise No. 1: Fake antivirus messages
In slight decline these days, fake antivirus warning messages are among the surest signs that your system has been compromised. What most people don't realize is that by the time they see the fake antivirus warning, the damage has been done. Clicking No or Cancel to stop the fake virus scan is too little, too late. The malicious software has already made use of unpatched software, often the Java Runtime Environment or an Adobe product, to completely exploit your system.

Why does the malicious program bother with the "antivirus warning"? This is because the fake scan, which always finds tons of "viruses," is a lure to buy their product. Clicking on the provided link sends you to a professional-looking website, complete with glowing letters of recommendation. There, they ask you for your credit card number and billing information. You'd be surprised how many people get tricked into providing personal financial information. The bad guys gain complete control of your system and get your credit card or banking information. For bad guys, it's the Holy Grail of hacking.

What to do: As soon as you notice the fake antivirus warning message, power down your computer. (Note: This requires knowing what your legitimate antivirus program's warning looks like.) If you need to save anything and can do it, do so. But the sooner you power off your computer, the better. Boot up the computer system in Safe Mode, No Networking, and try to uninstall the newly installed software (oftentimes it can be uninstalled like a regular program). Either way, follow up by trying to restore your system to a state previous to the exploitation. If successful, test the computer in regular mode and make sure that the fake antivirus warnings are gone. Then follow up with a complete antivirus scan. Oftentimes, the scanner will find other sneak remnants left behind.

Sure sign of system compromise No. 2: Unwanted browser toolbars
This is probably the second most common sign of exploitation: Your browser has multiple new toolbars with names that seem to indicate the toolbar is supposed to help you. Unless you recognize the toolbar as coming from a very well-known vendor, it's time to dump the bogus toolbar.

What to do: Most browsers allow you to review installed and active toolbars. Remove any you didn't absolutely want to install. When in doubt, remove it. If the bogus toolbar isn't listed there or you can't easily remove it, see if your browser has an option to reset the browser back to its default settings. If this doesn't work, follow the instructions listed above for fake antivirus messages. You can usually avoid malicious toolbars by making sure that all your software is fully patched and by being on the lookout for free software that installs these tool bars. Hint: Read the licensing agreement. Toolbar installs are often pointed out in the licensing agreements that most people don't read.

Sure sign of system compromise No. 3: Redirected Internet searches
Many hackers make their living by redirecting your browser somewhere other than you want to go. The hacker gets paid by getting your clicks to appear on someone else's website, often those who don't know that the clicks to their site are from malicious redirection.

You can often spot this type of malware by typing a few related, very common words (for example, "puppy" or "goldfish") into Internet search engines and checking to see whether the same websites appear in the results -- almost always with no actual relevance to your terms. Unfortunately, many of today's redirected Internet searches are well hidden from the user through use of additional proxies, so the bogus results are never returned to alert the user. In general, if you have bogus toolbar programs, you're also being redirected. Technical users who really want to confirm can sniff their own browser or network traffic. The traffic sent and returned will always be distinctly different on a compromised computer vs. an uncompromised computer.

What to do: Follow the same instructions as above. Usually removing the bogus toolbars and programs is enough to get rid of malicious redirection.

Sure sign of system compromise No. 4: Frequent random popups
This popular sign that you've been hacked is also one of the more annoying ones. When you're getting random browser pop-ups from websites that don't normally generate them, your system has been compromised. I'm constantly amazed about which websites, legitimate and otherwise, can bypass your browser's anti-pop-up mechanisms. It's like battling email spam, but worse.

What to do: Not to sound like a broken record, but typically random pop-ups are generated by one of the three previous malicious mechanisms noted above. You'll need to get rid of bogus toolbars and other programs if you even hope to get rid of the pop-ups.

Sure sign of system compromise No. 5: Your friends receive fake emails from your email account
This is the one scenario where you might be OK. It's fairly common for our email friends to receive malicious emails from us. A decade ago, when email attachment viruses were all the rage, it was very common for malware programs to survey your email address book and send malicious emails to everyone in it.

These days it's more common for malicious emails to be sent to some of your friends, but not everyone in your email address book. If it's just a few friends and not everyone in your email list, then more than likely your computer hasn't been compromised (at least with an email address-hunting malware program). These days malware programs and hackers often pull email addresses and contact lists from social media sites, but doing so means obtaining a very incomplete list of your contacts' email addresses. Although not always the case, the bogus emails they send to your friends often don't have your email address as the sender. It may have your name, but not your correct email address. If this is the case, then usually your computer is safe.

What to do: If one or more friends reports receiving bogus emails claiming to be from you, do your due diligence and run a complete antivirus scan on your computer, followed by looking for unwanted installed programs and toolbars. Often it's nothing to worry about, but it can't hurt to do a little health check when this happens.

Sure sign of system compromise No. 6: Your online passwords suddenly change
If one or more of your online passwords suddenly change, you've more than likely been hacked -- or at least that online service has been hacked. In this particular scenario, usually what has happened is that the victim responded to an authentic-looking phish email that purportedly claimed to be from the service that ends up with the changed password. The bad guy collects the logon information, logs on, changes the password (and other information to complicate recovery), and uses the service to steal money from the victim or the victim's acquaintances (while pretending to be the victim).

What to do: If the scam is widespread and many acquaintances you know are being reached out to, immediately notify all your contacts about your compromised account. Do this to minimize the damage being done to others by your mistake. Second, contact the online service to report the compromised account. Most online services are used to this sort of maliciousness and can quickly get the account back under your control with a new password in a few minutes. Some services even have the whole process automated. A few services even have a "My friend's been hacked!" button that lets your friends start the process. This is helpful, because your friends often know your account has been compromised before you do.

If the compromised logon information is used on other websites, immediately change those passwords. And be more careful next time. Websites rarely send emails asking you to provide your logon information. When in doubt, go to the website directly (don't use the links sent to you in email) and see if the same information is being requested when you log on using the legitimate method. You can also call the service via their phone line or email them to report the received phish email or to confirm its validity. Lastly, consider using online services that provide two-factor authentication. It makes your account much harder to steal.

Sure sign of system compromise No. 7: Unexpected software installs

Unwanted and unexpected software installs are a big sign that your computer system has likely been hacked.
In the early days of malware, most programs were computer viruses, which work by modifying other legitimate programs. They did this to better hide themselves. For whatever reason, most malware programs these days are Trojans and worms, and they typically install themselves like legitimate programs. This may be because their creators are trying to walk a very thin line when the courts catch up to them. They can attempt to say something like, "But we are a legitimate software company." Oftentimes the unwanted software is legally installed by other programs, so read your license agreements. Frequently, I'll read license agreements that plainly state that they will be installing one or more other programs. Sometimes you can opt out of these other installed programs; other times you can't.

What to do: There are many free programs that show you all your installed programs and let you selectively disable them. My favorite for Windows is Autoruns. It doesn't show you every program installed but will tell you the ones that automatically start themselves when your PC is restarted. Most malware programs can be found here. The hard part is determining what is and what isn't legitimate. When in doubt, disable the unrecognized program, reboot the PC, and reenable the program only if some needed functionality is no longer working.

Sure sign of system compromise No. 8: Your mouse moves between programs and makes correct selections
If your mouse pointer moves itself while making selections that work, you've definitely been hacked. Mouse pointers often move randomly, usually due to hardware problems. But if the movements involve making the correct choices to run particular programs, malicious humans are somewhere involved.

Not as common as some of the other attacks, many hackers will break into a computer, wait for it to be idle for a long time (like after midnight), then try to steal your money. Hackers will break into bank accounts and transfer money, trade your stocks, and do all sorts of rogue actions, all designed to lighten your cash load.

What to do: If your computer "comes alive" one night, take a minute before turning it off to determine what the intruders are interested in. Don't let them rob you, but it will be useful to see what things they are looking at and trying to compromise. If you have a cellphone handy, take a few pictures to document their tasks. When it makes sense, power off the computer. Unhook it from the network (or disable the wireless router) and call in the professionals. This is the one time that you're going to need expert help.

Using another known good computer, immediately change all your other logon names and passwords. Check your bank account transaction histories, stock accounts, and so on. Consider paying for a credit-monitoring service. If you've been a victim of this attack, you have to take it seriously. Complete restore of the computer is the only option you should choose for recovery. But if you've lost any money, make sure to let the forensics team make a copy first. If you've suffered a loss, call law enforcement and file a case. You'll need this information to best recover your real money losses, if any.

Sure sign of system compromise No. 9: Your antimalware software, Task Manager, or Registry Editor is disabled and can't be restarted
This is a huge sign of malicious compromise. If you notice that your antimalware software is disabled and you didn't do it, you're probably exploited -- especially if you try to start Task Manager or Registry Editor and they won't start, start and disappear, or start in a reduced state. This is very common for malware to do.

What to do: You should really perform a complete restore because there is no telling what has happened. But if you want to try something less drastic first, research the many methods on how to restore the lost functionality (any Internet search engine will return lots of results), then restart your computer in Safe Mode and start the hard work. I say "hard work" because usually it isn't easy or quick. Often, I have to try a handful of different methods to find one that works. Precede restoring your software by getting rid of the malware program, using the methods listed above.

Sure sign of system compromise No. 10: Your bank account is missing money
I mean lots of money. Online bad guys don't usually steal a little money. They like to transfer everything or nearly everything, often to a foreign exchange or bank. Usually it begins by your computer being compromised or from you responding to a fake phish from your bank. In any case, the bad guys log on to your bank, change your contact information, and transfer large sums of money to themselves.

What to do: In most cases you are in luck because most financial institutions will replace the stolen funds (especially if they can stop the transaction before the damage is truly done). However, there have been many cases where the courts have ruled it was the customer's responsibility to not be hacked, and it's up to the financial institution to decide whether they will make restitution to you.

If you're trying to prevent this from happening in the first place, turn on transaction alerts that send text alerts to you when something unusual is happening. Many financial institutions allow you to set thresholds on transaction amounts, and if the threshold is exceeded or it goes to a foreign country, you'll be warned. Unfortunately, many times the bad guys reset the alerts or your contact information before they steal your money. So make sure your financial institution sends you alerts anytime your contact information or alerting choices are changed.

Sure sign of system compromise No. 11: You get calls from stores about nonpayment of shipped goods
In this case, hackers have compromised one of your accounts, made a purchase, and had it shipped to someplace other than your house. Oftentimes, the bad guys will order tons of merchandise at the same time, making each business entity think you have enough funds at the beginning, but as each transaction finally pushes through you end up with insufficient funds.

What to do: This is a bad one. First try to think of how your account was compromised. If it was one of the methods above, follow those recommendations. Either way, change all your logon names and passwords (not just the one related to the single compromised account), call law enforcement, get a case going, and start monitoring your credit. You'll probably spend months trying to clear up all the bogus transactions committed in your name, but you should be able to undo most, if not all, of the damage.

Years ago you could be left with a negative credit history that would impact your life for a decade. These days, companies and the credit reporting agencies are more used to cyber crime, and they deal with it better. Still, be aggressive and make sure you follow every bit of advice given to you by law enforcement, the creditors, and the credit-rating agencies (there are three major ones).

Malware vector trifecta to avoid
The hope of an antimalware program that can perfectly detect malware and malicious hacking is pure folly. Keep an eye out for the common signs and symptoms of your computer being hacked as outlined above. And if you are risk-adverse, as I am, always perform a complete computer restore with the event of a breach. Because once your computer has been compromised, the bad guys can do anything and hide anywhere. It's best to just start from scratch.

Most malicious hacking originates from one of three vectors: unpatched software, running Trojan horse programs, and responding to fake phishing emails. Do better at preventing these three things, and you'll be less likely to have to rely on your antimalware software's accuracy -- and luck.

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Saturday, 15 March 2014

If Microsoft gives away Windows Phone 8, will anyone take it?

In a bid to increase licensees and gain some badly needed market share, Redmond won't charge for its phone OS anymore.

Rumors and speculation have swirled on this for months, but now it's official: Microsoft is giving away Windows Phone for free, at least to a pair of Indian handset makers. If this can drive sales, it might become a worldwide policy, which could be the game-changer Microsoft needs and wants.

The Times of India first reported that Microsoft has waived Windows Phone licensing fees for Lava and Karbonn. Actually, the deal was somewhat telegraphed; last week, Karbonn announced that it was going to ship a dual-boot Android and Windows Phone device in June, and rumors of the deal were floating around at last month's Mobile World Congress.

The Times of India says Microsoft has been negotiating with Indian manufacturers since last year, and that the two manufacturers only agreed to make Windows phones when Microsoft waived the licensing fees.

"Free Windows Phone is part of a strategic partnership. For both Microsoft and us, it is an experiment. Windows Phone still doesn't have lot of appeal in the market but now that it doesn't have any license fee, it becomes easier for us to experiment with it," one unidentified executive told the Times.

If that sounds less than enthusiastic, you have to remember both Lava and Karbonn are already Google Android licensees and the phones that will run WP8 won't exactly be on the same level as the Lumia 928 or 1520. These will be cheap, low-end phones for India's mass market. It's a huge market – over one billion people.

So this can’t really be viewed as a bellwether for the U.S. or other mature markets. No offense to Lava and Karbonn, but they won’t be selling the equivalent to a Galaxy S5 to the kind of buyers Samsung and Apple cater to in the West.

It makes for a good experiment to see if the low-end market can drive demand and increase interest in Windows Phone. After all, IDC puts its market share at just 3.9%.

One thing about a product: if it’s good, you can sell it for a high price. If it’s bad, you can’t give it away. I personally like Windows Phone and I’m only using an iPhone because I felt the Nokia hardware was inferior, with terrible battery life. If that rumored HTC One running WP8 or a Galaxy model running WP8 ever emerge, I’m there.

So let’s see if Microsoft can give away it’s phone OS. It’s not like the company hasn’t given away products before to grab market share. True, it’s never given away an OS, but right now it’s not really selling it, either.

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